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What states do you cover?
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We are currently licensed in many states. Each state where we offer services, we cover border to border.
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Do you do FHA/HUD foundation certifications?
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Yes, we provide FHA/HUD
certifications in every state where we are licensed
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Do you do inspections/certifications on site built
housing?
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Yes. Often, an engineering letter
is needed to address foundation issues on a site built conventional
home. We provide that service also.
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What is the turn around time?
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Our normal
turn around time is 3-5 business days. We have an
expedited service available with a 24-48
hour turn around.
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Do you require payment up front, or can your fee be
paid at closing?
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Our normal practice is to be paid
up front, but we have a payment at closing option.
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There are
some minor regional variations, but the charge is most
areas is $395 when payment is
received up front. We accept credit cards and process
checks electronically for payment up front. There
is an increased charge for payment at closing and for
expedited service.
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What are the payment at closing options?
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If the lender
will guarantee payment whether the loan closes or not,
the cost is $495 if paid at closing (or
when the loan fails to close). If the guarantee comes
from the borrower, the payment at closing option
is $595. We require a credit card or post dated check
from the borrower to guarantee the payment at
closing option.
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What if the foundation is not HUD compliant?
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We issue a
non compliance letter listing the deficiencies. We also
put you in touch with a local installer
who can upgrade the foundation usually within 3 days.
However, you may use anyone you wish to
perform the required upgrades.
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What if a conventionally built house needs
foundation repairs?
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We can direct
you to a local contractor who can provide a bid for the
needed repairs.
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Who performs the upgrades?
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Any properly
licensed contractor can perform the upgrades. We provide
a bid from a company that
maintains a nationwide network of installers who can
perform the work within a few days.
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Can the upgrades be paid at closing?
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That depends
on the contractor performing the work. The bids we
provide are from a contractor who
will accept payment at closing. Work from other
contractors may require payment at the completion of
the work.
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What happens after the upgrades are
performed?
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We schedule a
reinspection at a reduced price (usually $175) and issue
the engineering certificate.
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How are your engineering certificates delivered?
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We send our certificates via email. The original stays
in our office. Upon request we can send an
original “wet seal” of the engineering certificate to
your office. However, the emailed versions are
acceptable 99% of the time.
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How do I make an order?
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Our order
forms can be filled out on our website and submitted
directly to us. The lender section
containing training and ordering information is password
protected. Just fill out the request form on the
lender page and the password will be immediately sent to
you.
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What training is available?
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The training
section contains information on HUD requirements for
permanent foundations on
manufactured housing and other information of interest
to lenders. We can set up a training webinar
specifically for your office upon request.
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